Income & Expense Sequence of Returns Inflation Longevity
 

Income & Expense

As you approach retirement, part of your planning may include creating a retirement income strategy that will provide you with sustainable cash flow for as long as you need it. This calculator can be used in or near retirement to help you track your current monthly expenses and monthly income.

Expenses Worksheet
 
Income Worksheet
Compare

Monthly necessary expenses

 
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Total monthly necessary expenses  

Monthly discretionary expenses

 
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Total monthly discretionary expenses  
Grand total monthly expenses  

Enter your expenses in the fields to the left to see how you spend your money each month. Click + to enter/view more details.

Each pie piece can be selected to see what percentage of your total expenses you spend on each category.

 

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Monthly income (before tax)

 
 
 
 
 
 
 
Total monthly income (before tax)  
 
 
Total monthly income (after tax)  

Enter your sources of income in the fields to the left to see the money you earn each month.

Each pie piece can be selected to see what percentage you earn in each category.

 

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Based on the information you provided, you will have a monthly surplus of  .

 Income
 Expenses
 Surplus
 

Based on the information you provided, you will have a monthly shortfall of  .

 Income
 Expenses
 Shortfall